We have over 20 years experience helping our customers navigate the mortgage and banking markets. We work with a collection of mortgage banking professionals to give our clients every available advantage when submitting an offer on a desired property. Our clients make sound financial decisions when choosing from the many different mortgage products available.
Mortgage banking is the combination of traditional banking and mortgage brokering. Like a traditional bank, a mortgage bank process, underwrites, documents and funds all of its own loans. Like a mortgage brokerage, a mortgage bank has the ability to underwrite to the guidelines of most institutions.
Thus, when the rates and mortgage programs differ from one lender to another, a mortgage bank can switch to the preferred lender and program while maintaining control over the completion of the transaction. This allows our clients to make offers that not only include the most competitive terms seller but also receive the best available rates in the market.
Our mortgage advisors integrate with our financial planing services. They act as your fiduciary and always hold the highest regard for your financial interests. Our clients determine the optimal purchase price, down payment, and loan structure when they are purchasing a home or refinancing their current mortgage.
Our customers sleep soundly knowing that they have chosen their loan based on grounded financial assessments. They get the advice needed to determine the optimal purchase price, down payment, and loan structure when they are purchasing a home or refinancing their current mortgage.
Discouraged by the Bay Area's competitive “All-Cash” offer market? In addition to mortgage banking, we have a cohort of private investors that can back our buyers so they can present “all-cash” offers, making them more competitive.
Have a complicated situation? Looking to transition from one home to another? Looking to make a 1031 exchange?
Give us your toughest situations and let our experts give you the complimentary advice you need to make smart and thoughtful decisions.
We provide essential real estate and financial guidance to Bay Area homeowners and real property investors. Our commitment is to provide valuable services, philosophy, research, data and opinions to assist these ambitious Bay Area property owners.